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Prepare for Life: Summer 2025–26

Prepare for Life Summer 2025–26 newsletter cover featuring Middleton Financial Planning branding and a summer-themed image

Prepare for Life Summer 2025–26


Helping you stay informed as the year winds down


As we head into the warmer months and the end of another busy year, our latest Prepare for Life – Summer 2025–26 newsletter is now available.

This quarterly update covers a range of timely topics, along with a thoughtful seasonal piece as we move into summer and the festive period.


What’s inside this edition


In this issue of Prepare for Life, we explore:


  • Aged care reforms from 1 November – An overview of the new aged care system, including changes to home care, residential care and pricing transparency.

  • Superannuation tax changes ahead – A summary of proposed changes to superannuation tax rules, including updates affecting very large balances and increased support for lower-income earners.

  • Celebrating with heart — not habit – A reflective piece encouraging a more intentional approach to the festive season and end-of-year traditions.


Read this edition







Final thoughts


We hope you enjoy this Summer edition of Prepare for Life. From understanding recent aged care changes to staying informed about proposed superannuation updates, this issue brings together practical insights alongside a more reflective look at the festive season.

If you missed our Spring 2025 edition, it included helpful articles on planning, managing change and protecting what matters most.


We hope you enjoy this edition and find ideas to support both your financial and personal well-being. If something in the magazine sparks a question, please reach out – we’re here to help.



This publication contains information and advice of a general nature only and does not consider your particular objectives, financial situation or needs. You should consider if it is appropriate for your situation before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS) and consider seeking the assistance of an authorised financial adviser before making any decision regarding any products mentioned in this publication.

Prepare for Life is a publication of ClearView Financial Advice Pty Limited ABN 89 133 593 012, AFSL 331 367 a wholly owned subsidiaries of Centrepoint AllianceLtd. The information is derived from sources believed to be accurate and current at the publication date and may be subject to change. While all care has been taken in the preparation of this publication, to the extent permitted by law, no warranty is given in respect of the information

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Middleton Financial Planning Pty Ltd ABN 91 166 322 318 is a Corporate Authorised Representative (No. 450278) of Matrix Planning Solutions Pty Limited ABN 45 087 470 200 AFSL No. 238256.

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