Prepare for Life – Spring 2025: Your Future Just Got a Super Boost

With the new financial year comes fresh changes that could have a tangible impact on your retirement savings. In this edition of Prepare for Life, we explore how to boost your future super, plan smooth wealth transfers, and even tackle your digital clutter.

What’s inside this edition

In the Spring 2025 edition, you’ll find articles on:

• Your future just got a super boost – are you ready? – changes to superannuation rules, including the SG rate rising to 12% and transfer balance cap updates.

• Legacy or liability? – planning a smooth wealth transfer to protect family harmony and manage one of the biggest intergenerational wealth transfers in history.

• Time to clear out your digital cobwebs – practical tips for decluttering and securing your online life.

Your future just got a super boost

From 1 July, the Super Guarantee rate increased to 12%, meaning more contributions to your super account. This change, along with an increase in the transfer balance cap, could significantly boost your retirement savings. Now is the time to review payslips, check contribution caps, and explore strategies to maximise the benefits of these new rules.

Download the Spring 2025 edition

You can download the Prepare for Life – Spring 2025 magazine below:

Download Spring 2025

Final thoughts

We hope you enjoy this edition. Whether you’re looking to make the most of super changes, plan your legacy, or declutter your digital life, there’s something here for everyone. And don’t forget — if you missed the Winter 2025 edition, it included a timely feature on scams and how to protect yourself.

We hope you enjoy this edition and find ideas to support both your financial and personal well-being. If something in the magazine sparks a question, please reach out – we’re here to help.

This publication contains information and advice of a general nature only and does not consider your particular objectives, financial situation or needs. You should consider if it is appropriate for your situation before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS) and consider seeking the assistance of an authorised financial adviser before making any decision regarding any products mentioned in this publication.

Prepare for Life is a publication of ClearView Financial Advice Pty Limited ABN 89 133 593 012, AFSL 331 367 a wholly owned subsidiaries of Centrepoint AllianceLtd. The information is derivedfrom sources believed to be accurate and current at the publication date and may be subject to change. While all care has been taken in the preparation of this publication, to the extent permitted by law, no warranty is given in respect of the information